Coping with the financial impact of Coronavirus
The Coronavirus pandemic has quickly changed the way we live our everyday lives and, while our main concern is safeguarding our own health and that of our loved ones and the wider community, many people are already feeling the financial impact of the situation.
Lighthouse Financial Advice, our preferred partners for professional financial advice is available as usual and able to provide advice by phone. All members of Usdaw are entitled to a complimentary, no obligation initial phone consultation with one of their professional financial advisers.
To book your phone consultation call 08000 85 85 90 or email [email protected]
The initial consultation is designed to discover whether or not you would benefit from financial advice and there is no obligation on either side to proceed further. Any advice related fees will be clarified with you before any commitment to proceed.
Lighthouse Financial Advice Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority.
About to retire? How can you secure the income you need?
When you retire, deciding how to secure the income you need for the rest of your life is one of the biggest decisions you will ever have to make. And once you have made your decision it may well be impractical to change it.
There’s a lot to consider. How much money do you have? What can you do with it? What can’t you do with it? How can you get the income you need? And be sure that income will last the rest of your life? Yes, the government will give you guidance. But there’s a world of difference between guidance and personal advice.
As Usdaw’s chosen partner for personal financial advice, that’s what we provide – practical, affordable, professional advice that’s specific to you. Let us help you secure the income you need so you can enjoy your retirement free from money worries.
Call 08000 85 85 90 or email [email protected] to arrange a complimentary, no obligation initial consultation with one of our professional financial advisers or visit our website here.
We can explain:
- how your pension works, when you can take it and how much you can expect to receive
- whether your pension will pay for the lifestyle you expect and ways you may be able to increase your income
- tax considerations, including any tax-free lump sum applicable
- planning for later life, including paying for long-term care and passing on more to your loved ones.
Following the initial consultation if you wish to appoint Lighthouse Financial Advice as your financial adviser we will explain and agree any charges with you before undertaking any work on your behalf.
A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
Lighthouse Financial Advice Limited is an appointed representative of Lighthouse Advisory Services, which is authorised and regulated by the Financial Conduct Authority.
Read our Member Offer Terms and Conditions.