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Debt Advice

Free Debt Help

Usdaw and StepChange Debt Charity are to continue their successful service providing debt help for all Usdaw members.

StepChange Debt Charity offer free, confidential debt help and solutions such as debt management advice to help you regain control.

Why StepChange Debt Charity?

The constant advertising of fee charging companies makes it hard to know where to turn but by partnering with StepChange Debt Charity, Usdaw is providing you with a trusted service to guide you in the right direction when you need it most.

How do they help?

StepChange Debt Charity have a series of guides on topics from debt consolidation to individual voluntary arrangement (IVA) available to download for free.

They give a tailored personal budget and instant confidential advice on what to do next either online or from one of their trained advisors on the telephone helpline.

The debt information area of their website provides advice on: your rights when dealing with bailiffs, what to do if you receive a County Court Judgement or managing the debts of others.

After completing the debt help session they can then give relevant specialist advice on mortgage arrears, insolvency options or give a welfare benefits check, if needed.

If you are struggling with your debts contact StepChange Debt Charity. Don't struggle on. Access their online advice service to get confidential advice 24-hours a day:


Call their freephone helpline 8am to 8pm Monday to Friday and 9am to 2pm on Saturday on 0800 138 1111.

Managing your finances on a reduced income 
Millions of people across the UK are struggling to cover their essential household costs. The 'cost of living crisis' means we're all paying a lot more for energy, food, rent and fuel. If your income has been affected or you're struggling to afford certain bills, visit the StepChange cost of living hub to assess your options.

Try our 60 Second Debt Test below.


Read our Member Offer Terms and Conditions.


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