 Home Pensions Starting a Pension How can I find out if my employer has a pension scheme?
How can I find out if my employer has a pension scheme?
Ask your supervisor, manager or Human Resources or Personnel Officer whether there is a pension scheme for you to join.
If the manager you ask doesn't know whether there is a scheme for you ask them to find out and keep on at them until you get an answer.
If you can't get a satisfactory answer contact your local Usdaw Office for help.
You can also use our Pension Finder to see if your employer has a scheme for you to join.
If there is a scheme in place
The employer should automatically send you an application form and booklet explaining the benefits and the cost to you. Sometimes systems for informing new staff breakdown so you may have to ask.
You might have to send a copy of your birth certificate or some other acceptable proof of your age. If this is a problem for you contact Usdaw for help.
In addition to completing an application form you will also be invited to complete an expression of wish form to say who your dependants are for death benefits. This form is optional and you will get another chance to tell the scheme about your circumstances in the future.
If the company don't operate their own scheme
If they employ more than 5 staff they must offer you facilities to be able to pay into a stakeholder pension, but they are not obliged to pay anything themselves.
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