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 Home Pensions Starting a Pension
Starting a PensionWhy start a pension?Everyone needs money to live on when they retire. How much money you have will make the difference between enjoying retirement in security and simply getting by. Can I rely on just the State Pension? Probably not, because of a number of problems with State Pensions and uncertainty about what will happen in future. What pension policies will future Governments have? Can't I wait until I'm older? Good company pension schemes are now being closed to new members or having their benefits reduced. How can I find out if my employer has a pension scheme? Ask your supervisor, manager or Human Resources or Personnel Officer whether there is a pension scheme for you to join. How much will it cost me? Nearly all company pension schemes want a contribution from members, as a condition of membership, but the actual cost of joining may be less than you think. Problems you might have trying to join a company scheme Most people will be accepted into their employer's pension scheme without a hitch, but there are some who might run into problems. Answering the doubts you might have Not convinced about joining a scheme? Take a look at some of the reasons why people don't join and what we say in reply. |
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