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What you should do after an accident
Reporting the AccidentMake sure that you:
Keeping the EvidenceYou must keep any letters, memos, receipts or any other documents that will be useful in your case. Also any receipts, tickets or evidence of expenditure. You also need to keep wage slips and make a note of the pay you receive from the employer whilst off work. You should work with your rep to make sure that any tools or equipment which were involved in the accident are not thrown away but are kept safely for future inspection. If vehicles, fork-lift trucks, etc are involved, make sure you have the registration or serial number to identify the vehicle involved.
Health and Safety InvestigationIndependent research shows that workplaces with a trade union are twice as safe as those where there is no employee consultation on safety. Please make sure that you tell your Usdaw rep about your accident. This will give them a chance to investigate it and raise their safety concerns with the company. This will not only be useful for your accident claim but will help make the workplace safer for others. You must co-operate with any reasonable investigation the employer needs to make because of their duties under health and safety law. The purpose of the investigation should be to identify what went wrong and decide what can be done to prevent it happening again. It is important that they stick to the facts about what happened and avoid getting into discussion about who was to blame. You should have your Usdaw rep, or a trusted colleague, present when the manager is interviewing you. Apart from the accident investigation you should not make any statements to the company, its insurers, their Solicitors, or anyone else acting for the employer in connection with the claim.
Medical ExaminationsIf your employer, their insurance company or Solicitor wants to arrange to have you medically examined, you should not agree to anything until you have spoken to your Usdaw Solicitor. The employer may wish to meet you to discuss your future employment situation. This might include the prospects of returning to work, transferring to different work, or dismissal. Before the meeting they may want to arrange a medical examination to assess your ability to return to work. You should co-operate with your employer as fully as possible about this. This examination should concentrate solely on your fitness to return to work. Contact your Usdaw rep before any meeting with the company about your employment situation.
Seeing Your DoctorYou should see your Doctor as soon as possible after the accident so that there is a record of it. This is important because the Doctor may be asked to provide a medical report later on. You should also go back to your Doctor if the injury continues to give you trouble, not only to get the proper treatment but also so that there is a record of it.
Sick PayCompany sick pay may be payable - this will depend on the terms of your contract. Statutory Sick Pay (SSP) should be payable through the payroll. If SSP is not paid you should query the position with the employer and contact the Benefits Agency.
Disablement BenefitYou should claim Disablement Benefit if the injury is still causing problems 15 weeks after your accident, whether or not you have returned to work. To do this you need to get a form from the local Benefits Agency. If you have any difficulty filling in this form you should contact the Union Solicitors dealing with your accident claim. The Benefits Agency will get a Doctor to examine you and assess the degree of disability. The assessment will determine whether you receive any benefit and how much you get. So you must send a copy to the Union Solicitors dealing with your claim along with any comments. The Solicitors dealing with the accident claim should also be told if your condition changes after the Benefits Agency assessment is made. If there is any need to appeal against the decision of the Benefits Agency, the Union Solicitors should be able to advise.
Claiming Union BenefitsYou may be entitled to Union benefits if you are off sick.
Warning about FilmingInsurers sometimes obtain evidence of a claimant's capabilities, for example, by secretly filming them doing DIY or shopping, if they suspect the claimant of exaggerating their injuries. The courts can allow such evidence to be used, but expect insurers to show it to the claimant as soon as possible. Judges may not allow it to be used if it amounts to 'trial by ambush'. The message to members, of course, is to be honest about the extent of their injuries.
Keeping in TouchYou must tell us whenever something important happens which may affect the case. Tell the Usdaw Legal Department if:
Tell your Usdaw appointed Solicitor if:
Contacting Usdaw - Use the Case NumberYou should always use the Usdaw legal case number when you write to or telephone the Union. This is because we deal with thousands of claims and this number helps us to find the file quickly. The Usdaw legal case number is usually printed in bold type at the top right of an Usdaw letter and will be your name with a six-figure number after it, for example:
P Smith/01/1234 In Personal Injury cases you will be given a case number when you contact FirstCall Usdaw. Members are welcome to contact Usdaw to discuss the claim. However, generally you should contact the Usdaw Solicitors for any information or advice in respect of the progress of a personal injury case. It is usually better to write than to phone, but if you have trouble putting what you want to say on paper, you do not understand something, or you want to discuss the case with the Usdaw Legal Department, then you are very welcome to do so.
Contacting the Usdaw SolicitorUsdaw Solicitors will appoint a named person to deal with the claim. Address any queries to that person directly. When telephoning or writing to the Usdaw Solicitors use their reference number. If this is not available, give them the Usdaw case number and the name of the employer. Make sure you keep the contact details of the Solicitor in a safe place. Contact the Legal Department if the contact details get lost or you have any difficulty getting hold of the Solicitor.
Members' Checklist
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