About to retire? How can you secure the income you need?
When you retire, deciding how to secure the income you need for the rest of your life is one of the biggest decisions you will ever have to make. And once you have made your decision it may well be impractical to change it.
There’s a lot to consider. How much money do you have? What can you do with it? What can’t you do with it? How can you get the income you need? And be sure that income will last the rest of your life? Yes, the government will give you guidance. But there’s a world of difference between guidance and personal advice.
As Usdaw’s chosen partner for personal financial advice, that’s what we provide – practical, affordable, professional advice that’s specific to you. Let us help you secure the income you need so you can enjoy your retirement free from money worries.
Call 08000 85 85 90 or email [email protected] to arrange a complimentary, no obligation initial consultation with one of our professional financial advisers or visit our website here.
We can explain:
- how your pension works, when you can take it and how much you can expect to receive
- whether your pension will pay for the lifestyle you expect and ways you may be able to increase your income
- tax considerations, including any tax-free lump sum applicable
- planning for later life, including paying for long-term care and passing on more to your loved ones.
Following the initial consultation if you wish to appoint Lighthouse Financial Advice as your financial adviser we will explain and agree any charges with you before undertaking any work on your behalf.
Coping with the financial impact of Coronavirus
We understand the evolving Coronavirus situation can be unsettling for you. Whilst our main concern will be safeguarding our health and that of our loved ones, we understand many people and businesses will be feeling the financial impact of the situation. We are open for business and here to help with any financial queries you may have whether by phone or online.
A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
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